Stay Safe Online: Tips to avoid cyber fraud!

Team Udayavani, Nov 5, 2024, 9:09 AM IST

As digital services grow rapidly, cybercrime has seen an alarming rise across various forms. To combat this, the Indian Computer Emergency Response Team (CERT-In) has released essential guidelines to help people stay vigilant and steer clear of cyber fraud. CERT-In also advises on what to do if one falls victim to such crimes.

Outlined below are the major tactics commonly employed by cybercriminals, emphasizing the need for public awareness and alertness.

1. Fake Documentation Cyber fraudsters often create fake documents to impersonate reputable companies. By displaying enticing offers, including job opportunities, they attempt to deceive people. Some scammers even generate fake websites of well-known firms to fool individuals into believing they are genuine.
2. Lottery and Prize Scams Fraudsters lure victims by sending messages claiming large prize winnings or lottery gains. Often, recipients are asked to pay processing fees to claim their prize. Ignoring such messages is crucial to avoid becoming a victim.
3. Emotional Manipulation Criminals use fake profiles on dating apps and social media to emotionally manipulate people. They may also create fake accounts under the guise of fundraisers to solicit donations.
4. Job Offer Scams When receiving messages about job openings, it is essential to verify their authenticity. Exercise caution regarding any fees or training costs. Always verify details through official company websites or trusted sources.
5. Tech Support Fraud Some scammers reach victims by posing as tech support agents. Through fake support calls, they often trick individuals into granting remote access to their devices, leading to data theft.
6. Investment Fraud Fraudsters lure victims by offering fake high-return investment schemes. These schemes often appeal by promising quick or high returns, which can be financially devastating.
7. Cash-on-Delivery (COD) Fraud Fake online stores may ask customers to prepay for products and then fail to deliver them, thus defrauding them.
8. Fake Trusts and Charities Scammers may pose as charitable organizations and request donations under false pretenses.
9. Digital Arrest Threats Cybercriminals sometimes intimidate individuals by alleging they are involved in illegal activities, including drug shipments from abroad. They then demand a specific fee, impersonating officials in uniforms to pressurize victims.
10. Loan and Card Fraud Fake lenders lure victims by offering different types of loans for a specified period, which later turns into a scam.

Precautionary Measures:

• Avoid Unnecessary Video Calls – Stay cautious if someone impersonates an organization and tries to scam via video calls. It is best to avoid transferring money or responding to unsolicited calls.
• Monitor Financial Transactions – Regularly check bank and credit card statements for unauthorized activities.
• Be Wary of Job Offers – Carefully verify any job offers or training fees by researching the company’s background.
• Check QR Codes – Verify recipient banking details before completing any QR code-based transactions.
• Avoid Device Sharing – Never share your devices with unknown individuals. If minor issues arise, try resolving them independently.

Following these security protocols can effectively reduce online fraud incidents, safeguarding individuals in the digital realm.